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[http://www.terracesettlements.com.au settlement agent perth] - Life settlements also known as life insurance settlements, senior settlements, or senior life settlements have become an important tool for insurance agents, financial planners, estate planners, elder law attorneys, as well as other financial related professionals.

Your life settlement is a financial transaction when a senior citizen policy  who owns an unneeded, underperforming, or unwanted life insurance coverage sells the policy to some third party, as opposed to surrendering or lapsing it back to the life insurance company. The senior policy seller receives immediate cash for your policy from the purchaser.

[http://www.terracesettlements.com.au settlements perth] - Agents and financial planners are beginning to market life settlements for their current client base also to  potential clients. The most current effective types of marketing life settlements are one-on-one  presentations, seminars, and client newsletters. There has also been success with direct  mailing either a client base or demographic base fitting living settlement  parameters.

A life settlement broker will help life settlement agents with marketing  material, educational material, and evaluation material. Getting the correct knowledge about  the life span settlement product and material is very important for any  financial planner or agent ending up in a client or potential client. Each life settlement case  is looked at differently, the biggest factors are the age of the  insured, health of insured, policy size, premium amount, and current cash value (if any). Most life settlement brokers  can provide simple qualification or evaluation forms that may quickly  determine if funds would be available for that specific individual.

[http://www.terracesettlements.com.au settlement agency perth] - Life settlements remain a  new concept for most agents and financial professionals. Many still do not understand the concept or hold the right education about life settlements.  It's important for these professionals to accept time to  learn about life settlements to ensure that in return they can relay these records to their clients. Many policy owners don't realize that  there could be a cash settlement available for a life insurance policy they are going to surrender or lapse. Insurance agents and financial professionals need to take the correct marketing and education steps to achieve those clients short of funds. A life settlement can cause added financial benefits  for the client and the financial professional.

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